Here you will need to sum up all the specific statements of the text and reduce them to one general statement. Now do exercises 1 and 2 How to find main points of a paragraph? Example 2 is very specific as it talks about a particular student and his likes.
Brian is in 5th grade and hates reading poems.Įxample 1 is a general statement as it talks about ALL the school children.School children do not like reading books.General information is normally vague and represents a broad description of something.
Specific information refers to exact, precise fact or description of something mentioned in the text. Generally, credit reports retain negative information for seven years, while bankruptcy filings typically stay on credit reports for about 10 years.In order to answer the questions about the text successfully, we need to understand the question and identify what kind of information is being asked: general or specific. Not doing this could delay your credit decision, cause your lender to think twice about lending you credit, and ultimately delay a time-sensitive purchase.Ĭredit reports also list credit inquiries and details of accounts turned over to credit agencies such as information about liens and wage garnishments. Make sure to check for errors before you think you will need to apply for credit so you can have them fixed if there are any. What had happened was that the client had the same name as their father, so when the credit report was run, it pulled their correct information, but also accidentally pulled their father’s credit card balance. Make sure to review your credit report before you need it. A client of mine was applying for a home mortgage, and when the bank pulled their credit report, there was over $20,000 of credit card debt on the report, but the client didn’t have any credit cards. Intrepid Wealth Partners LLC, Madison, Wis.
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